Christian Sharing solutions are great; however, know the details about Pre-Existing medical conditions. Pre-X is is anything you already know about or have a planned procedure.
CHM is who I use for my health sharing solution and I think their policy on Pre-X is more than fair.
PLEASE NOTE: I have CHM Gold with Brothers Keeper.
Pre-X sharing is limited to $15K the first year of membership in CHM, 2nd year is limited to $25K, 3rd year is limited to $50K then your PreX.
4th year your Pre-X is like every other body part.
100% up to infinity
As a bonus if you do not use any Pre-X the first year they keep stacking so if something happened in year 2 and 3 you have more ability to share.
Check out your rates and potential SUBSIDIES. Fast, easy, and my personal portal www.elpHELP.com
OK, I never worked at Home Depot; however, life is all about assessing RISK.
Be safe out there!
Learn about your Chief Risk and about transfering any others you do not want to take.
Insurance is all about Risk v Reward. You need a good counselor that speaks insurance and truth.