Can you buy private health insurance outside of open enrollment?

Can you buy private health insurance outside of open enrollment?

Yes you can!  Most people apply and enroll during the open enrollment time of the year which is November through January 31st.

But what if things have changed?  Can you get health insurance mid year?  Now all you will need a special enrollment reason to do it!

Here is an updated list of those “special” events.

Marketplace list of SEPs

Most of the time if you apply before the 15th of the month your coverage will start the 1st of the very next month.

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